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2018, October 23 - 29 --- Tempo

The explosion of electronic payments in this country comes with complications. Bank Indonesia (BI) should make haste in integrating all e-money traffic in the National Payment Portal (GPN -- Gerbang Pembayaran Nasional). A breakthrough is needed, not only to protect consumers, but also for the sake of national security. The server-based technological developments, creating e-wallets and payments via quick response (QR) code, is believed to have offered fresh ammunition to design new financial services which are able to reach a wide audience.

Digital economic development has become more than making profits from payment services. Rather, it is the gathering of big data that is the main mission for this business. Similar to other digital products, electronic accounts do not just contain cash flow, but also the user's habits. All this can be analysed for an array of larger business interests. The latest data from Digital Global 2018 has sparked further optimism for the creation of a non-cash community which was proclaimed by BI five years ago.

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